AutoLOS is a comprehensive loan origination system that helps a financial institution filter through piles of requests to sift out credit worthy applicants. AutoLOS simplifies the usually slow and cumbersome pre-approval loan process, thereby reducing the turnaround time to respond to customers. The system allows customers to leverage technology & fully automate their in-house operations for criteria based loan application processing & approvals. AutoLOS provides multidimensional views for analysts to assess credit worthiness based upon customized scoring models for individuals, corporates & SME’s. The system has been designed with flexibility to be tailored to meet loan application processing needs of multiple financial institution.

LOS as a pre-disbursement automated system which covers the end to end solution for a credit or loan approval from its origination stage i.e. business units to risk management level i.e. where credit or risk analysts analyze the credit / loan proposal and accord approval or reject the same based on cogent reasons and forwards it to the ultimate and competent approval authority (as stipulated by the Bank / DFI) to accord a final approval or rejection with documented reasons. The solution provides any prospective customer (Bank or DFI) with dynamic flexibility so that they can just roll out their needs while standardization of quality according to their organizational structure and achieve quality across all functions with Prudential Regulations (PR) framework as stipulated by Central Bank of any country being the benchmark of its design feature.